Ina Sajovich Real Estate Agent

Ina Sajovich

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Buying a Home Right Now Could Make More Sense Than You Think

By - September 25, 2026
For anyone who has been waiting for the “right” time to buy a home, 2026 may not be delivering the dramatic drop in mortgage rates many buyers hoped for. But that doesn't mean there aren't opportunities. The housing market looks noticeably different from the frenzied market many buyers experienced just a few years ago. Across Colorado and the Denver metro area, buyers have mor
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Rates Just Hit a One-Year High: Here's Why Concessions Matter More Than Ever

By - September 18, 2026
If you've checked mortgage rates in the last week or two, you may have noticed something surprising: they went up, not down. After months of buyers and sellers alike assuming the next move would be a rate cut, the 30-year fixed climbed to roughly 6.9–7.1% here in Colorado according to USBank.com in early September, a one-year high. Some of that is tied to markets pricing in the possibili
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Look at Your Home Through a Wildfire Lens

By - September 02, 2026
Wildfire is a devastating reality of living in Colorado. For homeowners in Boulder County, understanding the potential threat and taking proactive steps to protect their properties is more important than ever. To help residents prepare, Boulder County works with Wildfire Partners, an organization that helps homeowners identify vulnerabilities on their properties and take practical steps to reduce
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Lafayette’s Next Chapter Is Taking Shape

By - September 02, 2026
A look at the projects, places and plans shaping Lafayette’s future. Lafayette has always had a personality all its own. With a vibrant Old Town, strong sense of community and easy access to Boulder and the Front Range, it’s no surprise the city continues to attract residents and businesses. And Lafayette isn’t standing still. From new housing and mixed-use development to inve
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When Housing Stops Following Rules

By - August 24, 2026
For more than a century, economists have described housing as moving through predictable cycles. While no two cycles are identical, one characteristic has historically defined a correction: slowing sales eventually lead to lower prices. That's why today's market has economists scratching their heads. Many economists believe the housing market has been in a correction s
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A New Approach to Making Homeownership Affordable

By - August 24, 2026
For many would-be homebuyers, the challenge isn’t finding a home they love. It’s making the numbers work. Higher home prices and mortgage rates have pushed monthly payments beyond the comfort zone of many buyers, even those with solid incomes and savings. A newer approach called Estately Land Lease is designed to change that equation. Here’s how it works: Instead of purchasing
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Building a More Resilient Boulder: The Future of Underground Power

By - July 23, 2026
When Xcel Energy implemented Public Safety Power Shutoffs during periods of extreme wildfire risk, many Boulder residents and business owners found themselves asking the same question: If much of Boulder already has underground power lines, why were so many homes and businesses still affected? The answer lies in understanding how electricity reaches our community and why the City of Boulder
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Why Move-In Ready Homes Are Winning in Today's Market

By - June 18, 2026
Buyers today have something they haven't had in years: options.  With more inventory available and affordability continuing to be a concern, many buyers are prioritizing homes that are updated, well-maintained, and ready to enjoy from day one. As a result, move-in ready homes are often attracting more interest and selling more quickly than properties that require extensive work
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Boulder Real Estate and the Sundance Opportunity

By - June 08, 2026
With Sundance Film Festival’s upcoming seasons now firmly on Boulder’s cultural calendar, attention is shifting from what it is to what it will bring. Each year, Sundance screens hundreds of films ranging from intimate documentaries to bold international features, offering a global snapshot of emerging voices in cinema. For Boulder audiences, the festival represents an u
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Prepping for Drought

By - May 26, 2026
Water-Wise Landscaping in Colorado: Simple Ways to Help Your Yard Thrive A historically dry winter combined with a hot summer ahead is putting stress on lawns, trees, and gardens across Colorado, especially along the Front Range. As water conservation becomes increasingly important, the good news is that a few simple adjustments can help your landscaping stay healthy while using less water. Use
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Timing is Everything

By - May 26, 2026
There’s a quiet shift happening in the housing market, and it shows up in one number: age. According to the National Association of REALTORS©, the median age of homebuyers is now at a record high. First-time buyers are entering the market around age 40, up from 38 just a year ago, while repeat buyers are typically in their early 60s. For many first-time b
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Hidden Opportunities in Today's Market

By - May 26, 2026
Written by Lauren Nygren |  Senior Loan Officer  |  Guild Mortgage Complex markets often get labeled as “difficult,” but that’s not always accurate. In reality, complexity creates opportunity, just not in the most obvious ways. One reason the market feels complex right now is that multiple things are happening at once. Mortgage rates, for example, dropped closer
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